Muhammad Khalil Gibran and Wahdana Salsabila 2026. The Influence of Financial Literacy and Financial Technology on the Financial Management Behavior of Accounting Community Students of Jakarta Open University. Al Urwah : Sharia Economics Journal. 3, 3 (Oct. 2026), 213–225. DOI:https://doi.org/10.61536/alurwah.v3i3.934.