RASYID, Abdul; ZATNIKA, Yudi. Financial Innovation and Sharia Governance: An Empirical Study of Cryptocurrencies and Traditional Banking Risk–Return Dynamics in Indonesia. Al Urwah : Sharia Economics Journal, [S. l.], v. 3, n. 1, p. 36–53, 2025. DOI: 10.61536/alurwah.v3i01.311. Disponível em: https://journal.takaza.id/index.php/alurwah/article/view/311. Acesso em: 15 jan. 2026.