Achmad Ikhsan Fardiaz, Raihan Akbar Hanafi, Muhammad Rikent Arya Seta, and Budi Jaya Putra. 2026. “PayLater As a Digital Consumer Credit Instrument: An Analysis Based on the Principles of Maqashid Sharia and Muslim Consumer Protection in Indonesia”. Al Urwah : Sharia Economics Journal 3 (3):113-26. https://doi.org/10.61536/alurwah.v3i3.574.