Silvi Febriani and Vidya Ramadhan Putra Pratama 2026. The Influence of Financial Self-Efficacy, Risk Perception, and Herding on Gold Investment Decisions among Generation Z in Bandung City. Escalate : Economics and Business Journal. 4, 3 (Aug. 2026), 266–277. DOI:https://doi.org/10.61536/escalate.v4i3.569.