RIZAL IHWANDI, Lalu; ONYANGO AILA, Fredrick; DESTININGSIH, Rian. Harnessing Technology to Drive Smarter Financial Decision Making. Escalate : Economics and Business Journal, [S. l.], v. 3, n. 01, p. 38–48, 2025. DOI: 10.61536/escalate.v3i01.288. Disponível em: https://journal.takaza.id/index.php/escalate/article/view/288. Acesso em: 30 aug. 2025.