ELEN KARLINA; RIKA LIDYAH. The Impact of Peer-to-Peer Lending on Conventional Commercial Bank Credit in South Sumatra (2024–2025). Escalate : Economics and Business Journal, [S. l.], v. 1, n. 03, p. 127–134, 2026. DOI: 10.61536/escalate.v1i03.381. Disponível em: https://journal.takaza.id/index.php/escalate/article/view/381. Acesso em: 20 feb. 2026.