NABILA NUR AULIA; YETI KUSMAWATI. The Effect of Capital Adequacy Ratio (Car), Non-Performing Loan (NPL), and Net Interest Margin (NIM) on Return on Assets (ROA) At PT Bank Rakyat Indonesia (Persero) Tbk Period 2016-2025. Escalate : Economics and Business Journal, [S. l.], v. 4, n. 4, p. 580–587, 2026. DOI: 10.61536/escalate.v4i4.802. Disponível em: https://journal.takaza.id/index.php/escalate/article/view/802. Acesso em: 24 oct. 2026.