Yurika Sari, et al. “The Effect of Promotions, Service Quality, and Financing Procedures on Customers’ Decisions to Take Out a BRI Simpang Pebem KUR Loan”. Escalate : Economics and Business Journal, vol. 4, no. 3, Sept. 2026, pp. 656-68, doi:10.61536/escalate.v4i3.628.