Safira Elfadhilah, Siti Zailia, , KM Badaruddin, and Ridho Elrazy. “Adult QRIS User Experience in Digital Payment Systems: A Phenomenological Study in Gandus District, Palembang City”. Escalate : Economics and Business Journal 3, no. 02 (January 8, 2026): 114–123. Accessed January 30, 2026. https://journal.takaza.id/index.php/escalate/article/view/393.