Nova Fitria, Hilda, and Citra Lestari. “The Influence of Payment Usage and Ease of Use of QRIS on Customer Loyalty Among Gen Z (case Study of UIN Raden Fatah Palembang and Sriwijaya University)”. Escalate : Economics and Business Journal 4, no. 3 (July 31, 2026): 206–216. Accessed August 2, 2026. https://journal.takaza.id/index.php/escalate/article/view/606.