Vol. 4 No. 3 (2026): Escalate : Economics and Business Journal

Articles

• Financial LiteracyAnd Leverage With Adoption of Financial Technology As a Moderating Influence on Financial Well-being

  Deanissa Setya Ananda, Alfiatul Maulida, Pristin Prima Sari

  96-101

  • PDF - FULL TEXT |  Views: 126 times |  Download : 77 times

  DOI: https://doi.org/10.61536/escalate.v4i3.549

• Analysis of Opportunities and Threats in Indonesia's International Trade: A Case Study of Indonesian and Malaysian Plantation Commodities

  Intan Mahrani J Gumohung

  102-107

  • PDF - FULL TEXT |  Views: 72 times |  Download : 39 times

  DOI: https://doi.org/10.61536/escalate.v4i3.538

• Community-Based Tourism Potential Development Strategy in Banjarmasin City: SWOT Analysis in Supporting Sustainable Tourism

  Ayu Rizky Amanda, Muhammad Efendi, Rosalina Kumalawati, Rusdiansyah

  108-118

  • PDF - FULL TEXT |  Views: 103 times |  Download : 51 times

  DOI: https://doi.org/10.61536/escalate.v4i3.559

• The Influence of Service Quality and Customer Satisfaction on Purchasing Decisions at PT XYZ

  Rina Wahyuni Adetiana

  119-134

  • PDF - FULL TEXT |  Views: 88 times |  Download : 40 times

  DOI: https://doi.org/10.61536/escalate.v4i3.532

• The Influence of Intellectual Capital on Corporate Financial Performance (An Empirical Study of Technology Sector Companies Listed on the IDX for the 2022-2025 Period)

  Hafiyan Akbar Royyan, Rediyanto Putra

  135-148

  • PDF - FULL TEXT |  Views: 59 times |  Download : 37 times

  DOI: https://doi.org/10.61536/escalate.v4i3.534

• The Role of Impulse Buying in Mediating the Influence of Self-Reward on Financial Behavior in Generation Z

  Firmansyah, Amalia Ilyas, Tri Ratnawati, Hwihanus

  149-160

  • PDF - FULL TEXT |  Views: 101 times |  Download : 57 times

  DOI: https://doi.org/10.61536/escalate.v4i3.543

• The Influence of Service Quality and Product Quality on Consumer Purchasing Decisions at HokBen Mall Bassura

  Siti Junaedah, Dhuha Safria, Mentari Pratami

  161-173

  • PDF - FULL TEXT |  Views: 64 times |  Download : 20 times

  DOI: https://doi.org/10.61536/escalate.v4i3.542

• The Influence of Motivation and Work Discipline on Employee Performance at PT Artindo Pratama Sejahtera, Serang Branch

  Amelia Rahmadani, Teguh Kurniyanto

  174-183

  • PDF - FULL TEXT |  Views: 35 times |  Download : 16 times

  DOI: https://doi.org/10.61536/escalate.v4i3.553

• The Role of Customer Satisfaction in Mediating the Relationship Between Product Quality and Service Quality on Customer Loyalty at Fore Coffee in Batam

  Ellyn Tan, Suhardi

  184-196

  • PDF - FULL TEXT |  Views: 45 times |  Download : 34 times

  DOI: https://doi.org/10.61536/escalate.v4i3.546

• Forms of Islamic Economics: Buying and Selling, Syirkah, Rahn, Classification of Contracts

  Danis Oktafiana Sari

  197-205

  • PDF - FULL TEXT |  Views: 35 times |  Download : 20 times

  DOI: https://doi.org/10.61536/escalate.v4i3.548

• The influence of payment usage and ease of use of QRIS on customer loyalty among Gen Z (case study of UIN Raden Fatah Palembang and Sriwijaya University)

  Nova Fitria, Hilda, Citra Lestari

  206-216

  • PDF - FULL TEXT |  Views: 46 times |  Download : 18 times

  DOI: https://doi.org/10.61536/escalate.v4i3.606

• The Influence of Price and Product Quality on Customer Satisfaction at Bakwan Andika MSMEs in Sidoarjo

  Nadhya Meri Mustikadewi, Jimmy Ignatius, Ageng Pratiwi

  217-224

  • PDF - FULL TEXT |  Views: 46 times |  Download : 17 times

  DOI: https://doi.org/10.61536/escalate.v4i3.595

• The Influence of Organizational Culture and Work Discipline on Employee Performance at PT Global Putra International Surabaya

  Alfu Roshid Ubaidillah, Jimmy Ignatius, Ageng Pratiwi

  225-233

  • PDF - FULL TEXT |  Views: 30 times |  Download : 14 times

  DOI: https://doi.org/10.61536/escalate.v4i3.588

• Determination of Poverty Levels in Jambi Province: A District/City Panel Data Approach

  Rika Meliana Syahputri, Erni Achmad, Putri Intan Suri

  234-243

  • PDF - FULL TEXT |  Views: 27 times |  Download : 7 times

  DOI: https://doi.org/10.61536/escalate.v4i3.558

• The Influence of TikTok Beauty Influencer Credibility on Skincare Product Purchasing Decisions of Indonesian Methodist University Students

  Rikshintia Panjaitan, Darwis Robinson Manalu

  244-253

  • PDF - FULL TEXT |  Views: 30 times |  Download : 8 times

  DOI: https://doi.org/10.61536/escalate.v4i3.565

• Convenience and payment methods are determinants of students' shopping decisions in boarding houses in the Padang Bulan area, Medan.

  Ester Agnesya Nainggolan, Darwis Robinson Manalu

  254-265

  • PDF - FULL TEXT |  Views: 37 times |  Download : 12 times

  DOI: https://doi.org/10.61536/escalate.v4i3.566

• The Influence of Financial Self-Efficacy, Risk Perception, and Herding on Gold Investment Decisions among Generation Z in Bandung City

  Silvi Febriani, Vidya Ramadhan Putra Pratama

  266-277

  • PDF - FULL TEXT |  Views: 55 times |  Download : 30 times

  DOI: https://doi.org/10.61536/escalate.v4i3.569

• The Influence of Price, Product Quality, and Service Quality on Customer Satisfaction of the President's Es Teh Franchise, Tembalang Branch in Semarang City

  Grace Steefanie Roi

  278-289

  • PDF |  Views: 29 times |  Download : 9 times

  DOI: https://doi.org/10.61536/escalate.v4i3.617

• Factors Affecting Employee Performance (Literature Study of Human Resource Management)

  Andri

  290-296

  • PDF - FULL TEXT |  Views: 29 times |  Download : 12 times

  DOI: https://doi.org/10.61536/escalate.v4i3.563

• The Influence of Micro Influencers and Brand Trust on Wardah UV Shied Purchasing Decisions on TikTok Among Generation Z in Bandung City

  Raya Mojang Ananda, Fitri Lestari

  297-307

  • PDF - FULL TEXT |  Views: 33 times |  Download : 13 times

  DOI: https://doi.org/10.61536/escalate.v4i3.570

• THE EFFECT OF DIGITAL ACCOUNTING LITERACY AND ARTIFICIAL INTELLIGENCE (AI) AWARENESS ON THE EFFECTIVENESS OF USING ACCOUNTING INFORMATION SYSTEMS WITH DIGITAL COMPETENCE AS A MODERATING VARIABLE (Study on Accounting Students at Private Universities in Lam

  Aida Hariyanti, Isnaini Anniswati Rosyida, Webbyani Kartikasari

  308-319

  • PDF - FULL TEXT |  Views: 66 times |  Download : 26 times

  DOI: https://doi.org/10.61536/escalate.v4i3.600

• The Effect of ESG Disclosure, Leverage, Profitability, and Company Size on Audit Quality: An Empirical Study: Industrial Companies on the IDX 2023-2024

  Hafid Baharudin Abdullah, Ni Nyoman Alit Triani

  • PDF |  Views: 24 times |  Download : 12 times

  DOI: https://doi.org/10.61536/escalate.v4i3.526

• The Influence of Internal Audit and Internal Control System on Financial Performance: The Moderating Role of Auditor Independence at KSPPS BMT Usaha Artha Sejahtera Bojonegoro

  Qomariyatul Mubarokah, Isnaini Anniswati Rosyida, Webbyani Kartika Sari

  328-341

  • PDF - FULL TEXT |  Views: 25 times |  Download : 8 times

  DOI: https://doi.org/10.61536/escalate.v4i3.593

• The Influence of Influencer Marketing and Brand Image on Skintific Skincare Product Purchasing Decisions among Generation Z in Surabaya

  Riliani Melanovita Sari, Jimmy Ignatius, Ageng Pratiwi

  342-351

  • PDF |  Views: 15 times |  Download : 8 times

  DOI: https://doi.org/10.61536/escalate.v4i3.601

• THE EFFECT OF AUDIT TECHNOLOGY LITERACY, PROFESSIONAL ETHICS, AND SELF-CONTROL ON THE AUDIT READINESS OF ACCOUNTING STUDENTS WITH AUDITOR CAREER INTEREST AS A MODERATING VARIABLE (Case Study of Accounting Students at Private Universities in Lamongan Regen

  Nindy Ayu Khoiriyah, Isnaini Anniswati Rosyida, Moh. Ali Wafa

  352-363

  • PDF |  Views: 22 times |  Download : 6 times

  DOI: https://doi.org/10.61536/escalate.v4i3.599

• The Effect of Blockchain Technology Adoption and Corporate Transparency on Firm Value with Audit Quality as a Moderating Variable (in State-Owned Enterprises Listed on the Indonesia Stock Exchange 2021-2025)

  Sofiatin Nur Afifah, Isnaini Anniswati Rosyida, Webbyani Kartika Sari

  364-375

  • PDF |  Views: 20 times |  Download : 9 times

  DOI: https://doi.org/10.61536/escalate.v4i3.592

• Operating Budget Preparation for “Ragam Snack Sukses Jaya Tempe Chips” Business

  Fatimah Lutfiyya Azzahra, Yusnizal Firdaus, Agung Anggoro Seto

  376-388

  • PDF |  Views: 14 times |  Download : 3 times

  DOI: https://doi.org/10.61536/escalate.v4i3.604

• The Strategic Role of Influencers in Driving Online Buying Behavior

  Senisa Yuni Derlitasesaria, Waluyo Budi Atmoko, Fahmi Mayasari

  389-404

  • PDF |  Views: 22 times |  Download : 6 times

  DOI: https://doi.org/10.61536/escalate.v4i3.608

• INTERNAL CONTROL EFFECTIVENESS ANALYSIS AT PT ECODOE WIDYA CANDIA INTERNASIONAL USING COSO INTERNAL CONTROL FRAMEWORK

  Toni Triyulianto, Ginanti Maha Dinardi

  405-415

  • PDF |  Views: 21 times |  Download : 19 times

  DOI: https://doi.org/10.61536/escalate.v4i3.670

• Tourism Industry Dynamics And Local Cultural Values Transformation: A Qualitative Study In Ubud, Bali

  Anak Agung Gede Wijaya

  416-427

  • PDF |  Views: 22 times |  Download : 11 times

  DOI: https://doi.org/10.61536/escalate.v4i3.665